Financing

Texas Home and Commercial, Inc. offers several types of home improvement loan packages that offer the convenience and affordability of low monthly payments and the flexibility to meet almost any budget.

Loan Products

Unsecured Home Improvement Loans: These loan packages offer very low monthly payments, extremely competitive interest rates, minimal paperwork, the convenience of closing the loan in your own home, no lien attachment, three to five day loan fundings, terms of 1 year to 20 years with deferred payments available, and best of all there are no fees associated with this loan package!

Secured Home Improvement Loans: This type of loan has very low interest rates, minimal paperwork, tax deductible interest (contact your tax advisor for more info), 15 day fundings, terms of 1 year to 20 years with deferred payments available, and no fees!

90 Days same as cash: Have your home improvement completed and pay in full 90 days from the date of project completion!

180 Days same as cash: Have your home improvement completed and pay in full 180 days from the date of project completion!

1 Year same as cash Have your home improvement completed and pay in full 360 days from the date of project completion!

Deferred Payment Plans: 3 month option, 6 month option, or 12 month option. Have your home improvement completed and payments won't start until the deferred time has elapsed! Interest rates will very according to which deferrment plan you choose.

Revolving Credit Lines: Works like an open-end credit line. We will approve you for the maximum credit line you qualify for then you can spend as much or as little as you wish on your home improvement needs! You only pay principal and interest on the money you spend! Very flexible terms and no closing fees!

We also proudly accept Visa, Mastercard, and Discover Card

Let our responsible and courteous staff assist you in your home improvement loan needs. Please don't hesitate to contact us if you have any questions or woul d like to know more about our financing packages.